March 2020: COVID-19 Help

Monday, March 30, 2020

Dear Neighbor,

Many of my constituents have been laid off, had hours reduced or been forced to close a business.  Many won’t be able to pay their bills on time. 

I am working hard on policies that will remove obstacles to job creation and full employment so that when the virus is under control, our economy can rebound quickly. I also posted on social media recently a list of employers who were hiring. Please follow me on Facebook, Instagram, and Twitter for timely updates.

Here is some information to help you get through these rough times:

Evictions: Governor Newsom issued an executive order that authorized local governments to halt evictions for renters and homeowners. If you have been laid off or had your hours reduced and can’t pay your rent, check with your city or county government and discuss the matter with your landlord or property manager.

Credit Cards and Loans: If you are having trouble paying any type of loan, credit card bill, small business loans, commercial real estate loans, or student loan, contact your lender to let ask for relief from scheduled payments.  

Auto Loans: If you are having trouble paying your auto loan payments call your lender and explain your situation. The sooner you contact your lender, the more choices the lender may be able to offer you.  

Student Loans: Those who have trouble paying your student loans may qualify for a delayed or reduced payment program and should contact their student loan servicer for more information about available options. In addition, the federal government has granted a student loan interest waiver for any borrower that has a federally held student loan. For more information, see the Federal Student Aid.

For additional information, please visit my page dedicated to COVID-19 resources. As always, please do not hesitate to contact my office at 714-671-9474 or Senator.Chang@sen.ca.gov if we may be of assistance.

Sincerely,
Ling Ling Chang
29th Senate District